Steve Fortner was born on June 6, 1950, in Covington, Kentucky, the 3rd oldest of nine children of Paul and Eileen Fortner. Steve attended Catholic Schools and upon graduation from Covington Catholic High School in 1968, Steve decided to enlist in the Naval Submarine Service.
While in the Navy, Steve had a life changing encounter with the most beautiful woman he had ever seen, Darlene. They fell in love and were married a year later. He received an honorable discharge on August 11, 1978, and began working as a Defense Contractor in Blackwood, New Jersey.